Home Loan Application Checklist
Every situation is unique and may require additional documentation. But here is a list of the most common documents you'll need to provide when you apply for a loan. Don’t worry. I’ll be your guide every step of the way to keep the entire loan process simple.
All Borrowers:

1.    Copies of W-2s for the past two years.

2.    Copies of the two most recent consecutive pay stubs showing year-to-date earnings.

3.    Copies of checking and saving account statements for past three months (all pages).

4.    Copies of quarterly or semi-annual statements for checking, savings, IRAs, CDs, money market funds, stocks, 401k, profit sharing, etc.

5.    Copy of sales contract when ratified.

6.    Employment history for the previous two years (address any gaps of employment).

7.    Residency history during the past two years, with name, phone number, address and account number of land or mortgage company; for rental property, copies of leases.

8.    Canceled earnest money check when it clears or corresponding bank statement, if applicable.

9.    Commissioned income documentation if it’s 25% or more of your base income; must have tax returns.

10.  Check for the expense of appraisal and credit report.

11.  Refinance copy of note, deed of trust, settlement statement, survey and insurance information.

12.  Any assets used for down payment, closing costs and cash reserves must be documented by a paper trail.

13.  If you paid off mortgage in the past two years, need copies of HUD1.

14.  Copy of driver’s license for applicant and co-applicant.

15.  Copies of your past two years’ tax returns.

16.  Copy of Social Security Card for each applicant and co-applicant
Self-employed Borrowers:
1.    Copies of your past two years’ tax returns (with all schedules, including K-I's if applicable).

2.    Copy of current profit and loss statement and balance sheet.

3.    Copy of corporate/partnership tax returns for last two years if owning 25% or more of company plus copies of W-2s and/or 1099 forms.

Documents Which May be Required:
1.    Relocation agreement if move is financed by employer (i.e. buyout agreement plus documentation outlining company-paid closing costs benefits).

2.    If you've had a previous bankruptcy, bring copies of petition for bankruptcy and discharge, including supporting schedules.

3.    Divorce decree (if applicable).

4.    Documentation supporting monies received from Social Security/retirement trust income, i.e. copies of direct deposit bank statements, awards letter or evidence income will continue

Documents Needed For FHA/VA Loans:
1.    FHA: Copy of Social Security Card and driver's license for each applicant and co-applicants.

2.    VA: Original certificate of eligibility and copy of DD214 discharge paper.

3.    VA: Name and address of nearest living relative.
Home Loan Application Checklist
Every situation is unique and may require additional documentation. But here is a list of the most common documents you'll need to provide when you apply for a loan. Don’t worry. I’ll be your guide every step of the way to keep the entire loan process simple.

All Borrowers:

1.    Copies of W-2s for the past two years.

2.    Copies of the two most recent consecutive pay stubs showing year-to-date earnings.

3.    Copies of checking and saving account statements for past three months (all pages).

4.    Copies of quarterly or semi-annual statements for checking, savings, IRAs, CDs, money market funds, stocks, 401k, profit sharing, etc.

5.    Copy of sales contract when ratified.

6.    Employment history for the previous two years (address any gaps of employment).

7.    Residency history during the past two years, with name, phone number, address and account number of land or mortgage company; for rental property, copies of leases.

8.    Canceled earnest money check when it clears or corresponding bank statement, if applicable.

9.    Commissioned income documentation if it’s 25% or more of your base income; must have tax returns.

10.  Check for the expense of appraisal and credit report.

11.  Refinance copy of note, deed of trust, settlement statement, survey and insurance information.

12.  Any assets used for down payment, closing costs and cash reserves must be documented by a paper trail.

13.  If you paid off mortgage in the past two years, need copies of HUD1.

14.  Copy of driver’s license for applicant and co-applicant.

15.  Copies of your past two years’ tax returns.

16.  Copy of Social Security Card for each applicant and co-applicant


Self-employed Borrowers:
1.    Copies of your past two years’ tax returns (with all schedules, including K-I's if applicable).

2.    Copy of current profit and loss statement and balance sheet.

3.    Copy of Corporate/partnership tax returns for last two years if owning 25% or more of company plus copies of W-2s and/or 1099 forms.

Documents Which May be Required:
1.    Relocation agreement if move is financed by employer (i.e. buyout agreement plus documentation outlining company-paid closing costs benefits).

2.    If you've had a previous bankruptcy, bring copies of petition for bankruptcy and discharge, including supporting schedules.

3.    Divorce decree (if applicable).

4.    Documentation supporting monies received from Social Security/retirement trust income, i.e. copies of direct deposit bank statements, awards letter or evidence income will continue

Documents Needed For FHA/VA Loans:
1.    FHA: Copy of Social Security Card and driver's license for each applicant and co-applicants.

2.    VA: Original certificate of eligibility and copy of DD214 discharge paper.

3.    VA: Name and address of nearest living relative.
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In accordance with Section 326 of the USA PATRIOT Act of 2001, PrimeLending NMLS: 13649 is required to obtain a copy of the documents used in identifying our new account customers. This notice is being provided to you for adequate notice given under this act.

PRIMELENDING A PLAINSCAPITAL COMPANY®, HOME LOANS MADE SIMPLE®, NEIGHBORHOODEDGE® and LOANTELLIGENCESM are trademarks, service marks, or registered trademarks or service marks of PrimeLending, a Plains Capital Company. You may not use, display or reproduce them without the prior written consent of PrimeLending. Further, you may not remove, obscure, or otherwise modify any copyright, trademark, confidentiality or other proprietary rights notices displayed on, embedded in, or otherwise appearing in any Content offered by, viewed on, or received through this site. All other trademarks identified and contained herein are the property of their respective owners and their use herein does not imply sponsorship or endorsement of their products or services.

1Survey administered and managed by an independent third party following loan closing. 96% satisfaction rating refers to the rating our customers give our loan officers. Our loan officers have received a 96% Customer Satisfaction Rating.

*A prequalification is not an approval of credit, and does not signify that underwriting requirements have been met.

Copyright © 2019 PRIMELENDING
This website is not intended to offer loan services for properties in New York.
Prime Lending Logo
APPLY NOW


In accordance with Section 326 of the USA PATRIOT Act of 2001, PrimeLending NMLS: 13649 is required to obtain a copy of the documents used in identifying our new account customers. This notice is being provided to you for adequate notice given under this act.

PRIMELENDING A PLAINSCAPITAL COMPANY®, HOME LOANS MADE SIMPLE®, NEIGHBORHOODEDGE® and LOANTELLIGENCESM are trademarks, service marks, or registered trademarks or service marks of PrimeLending, a Plains Capital Company. You may not use, display or reproduce them without the prior written consent of PrimeLending. Further, you may not remove, obscure, or otherwise modify any copyright, trademark, confidentiality or other proprietary rights notices displayed on, embedded in, or otherwise appearing in any Content offered by, viewed on, or received through this site. All other trademarks identified and contained herein are the property of their respective owners and their use herein does not imply sponsorship or endorsement of their products or services.

1Survey administered and managed by an independent third party following loan closing. 96% satisfaction rating refers to the rating our customers give our loan officers. Our loan officers have received a 96% Customer Satisfaction Rating.

*A prequalification is not an approval of credit, and does not signify that underwriting requirements have been met.

Copyright © 2019 PRIMELENDING
This website is not intended to offer loan services for properties in New York.
Devyn Alexander
Production Manager
NMLS #482904

951.273.8505
In accordance with Section 326 of the USA PATRIOT Act of 2001, PrimeLending NMLS: 13649 is required to obtain a copy of the documents used in identifying our new account customers. This notice is being provided to you for adequate notice given under this act.

PRIMELENDING A PLAINSCAPITAL COMPANY®, HOME LOANS MADE SIMPLE®, NEIGHBORHOODEDGE® and LOANTELLIGENCESM are trademarks, service marks, or registered trademarks or service marks of PrimeLending, a Plains Capital Company. You may not use, display or reproduce them without the prior written consent of PrimeLending. Further, you may not remove, obscure, or otherwise modify any copyright, trademark, confidentiality or other proprietary rights notices displayed on, embedded in, or otherwise appearing in any Content offered by, viewed on, or received through this site. All other trademarks identified and contained herein are the property of their respective owners and their use herein does not imply sponsorship or endorsement of their products or services.


Copyright © 2019 PRIMELENDING
This website is not intended to offer loan services for properties in New York.

*A prequalification is not an approval of credit, and does not signify that underwriting requirements have been met.

**On time closing and fast processing dependent on many factors including receiving timely documentation from the borrower.